Read the passage below and answer the questions 1-4. We spend money for different reasons. We buy books, foods, clothes or everyday essentials, pay for different services, entertain people, travel to places, help others in need or invest in business and thus spend money every day. In fact, spending is a part of our life. However, spending may make us happy or unhappy depending on how and why we spend. When we spend money on things that we need and within our limit, It is good. When it becomes a compulsive behaviour, it makes life stressful. Unnecessary spending or spending beyond one's means has some bad effects. For one thing, it may lead to financial ruin or debt, and for another, it may create unhappiness within families. People who overspend are never satisfied with what they have. They always rush for brands, fashion items, designer clothes, etc. Over a period of time, it becomes an addiction which may eventually create psychological problem.